- Born: 29 Sep 1852, Kincardine, Bruce, Ontario, Canada 172,178,179,180,181,182,183,184,185
- Marriage (1): John Thomas BENNETT on 1 Sep 1873 167,168
- Marriage (2): Herbert Alfred GARDINER in 1913 169
- Died: 3 Dec 1926 aged 74 178,186
- Buried: 1926, Kincardine, Bruce, Ontario, Canada 187
 Another name for Frances was FANNY.188
General Notes:
John Bennet died at age 29, and Frances and her two children returned to live with her parents, James and Sara.
Note FM092b 1881 census has Fanny age 28 living with parents plus William (age 4) and Ethel (age 4) Bennett. Fanny probably was pregnant with May (b June 6 1881) at the time of the census.
Remarried to Herb Gardiner,
lived in Toronto 1915 as Mrs Gardiner (per father's obituary JB114c)
Linda Jarrell research: Living in Toronto in 1963.
Noted events in her life were:
• Census: James Gerald Family, 1861, Kincardine Twp, Bruce , Ontario, Canada. 32 Ancestry - 1861 Canada West Census Twp of Kincardine County of Bruce
Page 49 Lines 1-7
James Gerald farmer b England Church E.M age 37 Mar 1 family in 1 story log home
Sarah b " " age 38 Mar
Elizabeth b U Can " age 15
John b U Can " age 14
Mary b U Can " age 11
Frances b U Can " age 8
Emma b U Can " age 1
Lines 8-17
Leonard Took farmer b Eng EM age 47 Mar single family in 1 stry log home
Matilda b " " age 42 Mar
William labourer b " " age 23 S
Eliza b " Baptist age 20 S
Rhoda b " E M age 18 S
George b U Can " age 16 S
Ellen b U Can " age 10 S
Harriet b U Can " age 7 S
Alice b U Can " age 5 S
Francis b U Can " age 2 S (Male)
• Census: James Gerald family enumeration, 1871, Kincardine, Bruce, Ontario, Canada. 63 Ancestry - 1871 Province of Ontario census District 27 Sub District E Page 12
Family 36 Lines 5-10
McCullough Robert age 33 b Ireland Presb farmer Mar
Elizabeth age 26 b Ont " " Mar
Mary 7 b Ont
William 5 b Ont
Sarah Ann 3 b Ont
Fanny 10 m b Ont May
Family 37 Lines 11- 20 plus Page 13 Line 1
Tooke William age 34 b Eng C E farmer Mar
Susan 32 b Eng Mar
Sarah Elizabeth 16 b Ont
Elijah 14 b Ont
Mary Ann 13 b Ont
Eliza Jane 11 b Ont
Henry 9 b Ont
Edith 8 b Ont
Charles 6 b Ont
George Albert 3 b Ont
Page 13 Line 1-2
Ellen Angela 2 b Ont
Tooke Robert age 28 b Eng C Math farmer S (Unclear as to whether Robert is living with Family 37 or 38)
Family 38 Lines 3 - 9
Tooke Leonard age 60 b Eng farmer C Meth Mar
Matilda 47 b Eng Mar
George 22 b Ont S
Harriett 16
Alice Amanda 13
Francis 11
Family 39 Lines 10 - 15
Tooke William age 34 b Eng farmer Math Mar
Henrietta 26 b Scot Mar
Elizabeth 8 b Ont
Matilda 6 b Ont
Mary 4 b Ont
John 2 b Ont
Family 40 Lines 16 - 20 Plus page 14 Line 1
Gerald James age 48 b Eng E. C farmer Mar
Sarah 49 b Eng
John 23 b Ont
Fanny 18 b Ont
Emmie 9 b Ont
see page 14 line 1
Elliott 7 b Ont
• Moved: Husband John Bennett Died, Frances Returned To Live With Parents With 2 Children, 1875. 189
• Census: James Jarel family, 1881, Kincardine, Bruce, Ontario, Canada. 64 Ancestry - 1881 Ontario Census District 176 S. Bruce E Subdivision Kincardine Tp
Page 3 Family 10 Lines 2-8
Jarel James age 57 b England Meth farmer Mar
Sarah age 57 b Eng Mar
Fanny age 24 b Ont Wid
Emma age 20 b Ont
Elliott age 17 b Ont
Bennett William age 4 b Ont
Ethel age 4 b Ont
• Census: James Jerald family pg 32 lines 21-25, Apr 1891, Kincardine, Bruce, Ontario, Canada. 190 Ancestry - 1891 Ontario census District 53 S. District B Twp of Kincardine
Page 32 family 146 Lines 21-25 W 1/6
Jerold James age 66 Mar Head b Eng parents b Eng C. Me farmer
Sarah 66 Mar Mother b Eng " "
Bennett Francis 37 Wid Dau b Ont " "
William 14 gSon b Ont Ont "
May 9 gDau b Ont " "
• Census, 1901, Kincardine, Bruce, Ontario, Canada.
Frances married John Thomas BENNETT, son of Caleb BENNETT and Mary DENNING, on 1 Sep 1873 167.,168 (John Thomas BENNETT was born about 1846 in , , Ontario, Canada 191,192,193,194,195 and died in 1880 196.)
Frances next married Herbert Alfred GARDINER in 1913.169 (Herbert Alfred GARDINER was born about 1872 197.)
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